Most Impressive Credit Cards

Credit cards are one of several types of payment cards in the marketplace along with debit cards, ATM cards, Charge cards, Stored-value card and Fleet card. They are popular nowadays and convenient for customers. With a small, embossed plastic credit card, people can purchase anything from food and clothes to furniture without bringing a big amount of money in their bag. 


There are many different credit cards with special and beautiful designs around the world. Here are eight of the most impressive credit cards. Some of them are made of unique materials while others feature strange appearances.


Estonian Otto de Voogd used the famous Firefox logo for his new credit card design as he gave out a special offer from his bank named SEB Eesti Ühispank. Users can upload an image through a web interface and they will create a custom bank or credit card from the style. They can pick up the card from the bank a few days later. 

Otto de Voogd is a fan of firefox. He has made Firefox bankcards

This strange transformers visa can be found only in Japan

Visa designers from all over the world have created one hundred beautiful credit cards for Epos International of Japan. The credit card with chocolate sample seems to be the most delicious one.

Users can stop a bullet with this card because it was made of pure titanium

The Dubai First’s Royale MasterCard itself is so impressive with an embedded diamond in the center. It is definitely that making this card is worth more than most charges

If you are a fan of Futurama, you have already known this personalized Futurama credit card. This card can be used every time you buy something, but the cashier will always wonder about its mean

World of Warcraft is a popular game with millions of players nowadays. There is even a World of Warcraft Visa credit card for the World of Warcraft players.

This card looks simple, but it is a disguised USB 2.0 Flash Drive. It can store 8GB of data, so our files will not be lost or stolen.


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I am the economic expert and analyze the economic situations in the world. Currently, I often address lectures on economic solutions to students and supply advice for companies and firms.

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Curious Numbers for Credit Cards

The Federal Reserve released its monthly minutes yesterday, and for the first time in recent memory, some parts of the outlook were fairly chipper. “Financial market conditions,” it states, have “generally strengthened, and surveys and anecdotal reports pointed to a pickup in household and business confidence.”

One piece of data that caught my attention was the Fed’s unemployment expectations. In an upward revision from its last meeting, the Fed now expects the jobless rate to be between 9.2% and 9.6% by late this year.

These are interesting numbers when compared with the Treasury’s recently completed stress test. That test which was used to determine whether banks were adequately capitalized under a worst-case scenario assumed that 2009 unemployment would fall between 8.4% in a baseline scenario and 8.9% in the worst-case scenario.

In other words, the Fed’s baseline outlook is grimmer than the Treasury’s worst-case outlook. These funny inconsistencies remind us why economics is an art, not a science.

Why fret over a handful of basis points, you say? Simple: According to some Fitch Ratings analysis, there’s a historical one-to-one correlation between unemployment and prime credit card charge-offs. That is, if the unemployment rate doubles, so does the credit card charge-off rate. It’s even worse for lower-quality cards.

When you’re talking about numbers this big, an increase in the charge-off rate of a few dozen basis points is nothing to sneeze at. And since the stress test’s goal was to adequately capitalize banks, the thought that more money may need to be raised in the future doesn’t seem far-fetched.

Will it be the end of the world for banks? For most, no. But when the Federal Reserve’s own projections challenge the Treasury’s stress test by what could equal billions of dollars of losses for several banks, there’s yet more reason to wonder whether the test was more of a confidence campaign than an objective and realistic analysis.

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Quality Assurance Job Description


Quality assurance is a crucial part of production in today’s times. Every organization should sustain particular industry quality standards on the services and goods they produce. Quality assurance is a process that really determines or verifies whether the level of quality of the services or goods is preserved according to industry standards as well as client satisfaction or not. Quality assurance is basically a process driven approach by which the organization will certainly achieve its standard objectives. Design, development, production as well as service all are involved in this process. 
Quality assurance is given by way of a process referred to as Shewhart Cycle. It was first developed by Dr. Edwards Deming and includes 4 steps which include plan, do, check and also act. So, a quality assurance manager comes up with rules and regulations for conforming into the quality standards on the market. He also manages the enactment of these rules. He completes the steps involved in the PDCA cycle to make sure level of quality of the goods and services. 
Quality assurance testing is a significant part of information management. Quality assurance lead tests the quality of the product or service before it reaches the end user. The quality assurance lead works on data technique and also completes acquisition of data and baseline the data that should be tested. He keeps records in the test cases and produces test environment. Validation of test scripts is carried out by them. Validation of data is made by quality assurance manager simply by doing reconciliation tests by hand. 
Doing regression tests in order to ensure the new software works without having issues fall under the task responsibilities of quality assurance manager. Any sort of data cannot be loaded unless of course the quality assurance testing manager performs whole testing. After testing the data is loaded on the ‘load window’. Security testing is carried out by quality assurance manager. Several testing is performed by a quality assurance manager to examine various aspects of the product. Warehouse manager process, infrastructure and operations components and also load manager process are all tested by quality assurance manager. 
These are not all simply because end user acceptance testing is likewise implemented to make sure that the business intelligence reports work as expected. Evaluating and then finally finding faults on the goods falls under the obligation of quality assurance manager. If there are issues, then having corrective solution is his duty. Having preventive steps to be able to prevent those flaws will be his responsibility. Production is a continuous process and hence working defect management and reporting the results are important for quality assurance manager. 


Your guide to the most detailed Quality Assurance Job Description, so you could get started in a Quality Assurance career today.

To your success,

Mark Korgety


credit lending job description

Microsoft Solutions Framework: Successful It Solutions

The Microsoft Solutions Framework (MSF) is yet another innovation from Microsoft that has revolutionized technology and the way that applications are received. There have been four versions of this model, and it has been in use more for than a decade. It is a combination of principles and models that can be used for IT product development and deployment.

MSF is a powerful concept, but many everyday PC users may be unaware of this application. The average user typically fails to see the benefits of this until they are forced to install it. Many users may install a variety of applications that are not associated with this, and they may never realize the potential that MSF offers.

If you install enough programs, however, you are bound to come across one that requires you to install the Microsoft Solutions Framework. You may still be oblivious to what is happening while it in being installed. The only thing that you may realize is the end result, which is a functional program.

What is happening behind the scenes may seem like magic, but it is actually a very structured process that performs a series of events that are needed to ensure that the program is installed correctly. The programs that require this are often built within the MSF environment, and this gives a greater assurance that the product will run quickly and efficiently.

The process may seem rather trivial to the end user of the application, but that is largely irrelevant. The framework model is not geared specifically towards the end user. In contrast, the framework is meant to help the developer and the organizations that create these applications. It builds a much better process model for communications between information technology teams.

MSF ensures that the creation of the applications will run much smoother if the model is followed. It covers risk, process, and application management. These are all factors that are relevant for team players that will deploy the programs that are created.

MSF is important, especially for the Microsoft operating system platforms, because the security measures have changed. The new Microsoft operating systems are built on the models that halt installs that are not compatible. This is why MSF is so important. It allows you to build and deploy applications that fall within the realms of the Microsoft standard.

Microsoft has become a household name, and their applications are universal. There are alternatives on the market, but it is best knowing that your applications are structured to be compatible with the Microsoft standard. It is also essential to have internal working processes that can be used to create and reverse engineer projects in a step-by-step format.

These aspects come together to make one successful application for the end user, while also benefiting IT. The IT product life cycle has helped developers take the necessary steps to build concrete management principles based on the Microsoft Solutions Framework.

Since 2004, The-Data-Pros have provided scalable and affordable IT solutions, specializing in real-time monitoring, patch management, technical system maintenance, and other services that keep businesses running efficiently and productively.

Settlement Solutions

Energy Efficient Windows Every week or 30 days you wont replace a home window, so it is essential that you make a choice factoring in every the v…
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If the windows in your home have seen better days, replacing them can bring you many advantages. In fact, buying replacement windows for your home is one of the most cost-effective home improvements you can make. Unlike many home improvement projects, replacing your old windows with newer, more energy efficient ones, can actually save you money. Best of all, those savings can accumulate over time, and the energy savings alone can more than pay for the costs of the windows.
Just consider the top 10 benefits of replacing your old windows with newer and more energy efficient models.
Lower energy costs – replacing your old leaky windows with newer and more energy ifficient ones can result in significant energy savings, both now and in the future. No one expects the cost of energy to go down, so the cost savings you are able to achieve with new replacement windows will only become more valuable as time goes by.
Fewer maintenance hassles – constantly painting, repairing and maintaining old windows can be a real hassle, and in some cases it can be downright dangerous. If you are tired of climbing a ladder to paint and clean your windows, consider how window replacement can reduce your maintenance hassles.
Greater resale value – unlike many other home improvements, installing new windows can actually increase the value of your home. The age of the windows is a major concern with home buyers, so replacing your old windows can help your home sell faster as well. Beautify your home – your home is your prized possession, and it is important to keep your biggest investment looking its best. replacement windows can add charm, beauty and sophistication to your home.
Easier cleaning – cleaning traditional windows often means climbing a ladder and scrubbing for what seems like an eternity. New windows, on the other hand, tilt in for easy cleaning, allowing you to keep your windows clean without ever leaving your home.
Tax advantages – the Federal government provides significant tax savings for homeowners who replace their old inefficient windows with more energy efficient models. Your state government might provide similar savings, meaning that you can recoup a significant portion of the up front cost when you file your tax return.
More light – being cooped up in a dank and dark home is no fun, but replacement windows can bring more light into your life. New window designs allow more light into your home without leaking hot or cool air or wasting energy.
Unique designs – if you own an older home, chances are all the windows look pretty much alike. You can fight back against this cookie cutter design with unique replacement windows, including bows, bays and picture windows that will make your home look like a showplace.
Better security – replacement windows often have much better security features than traditional windows, providing a deterrent to criminals and helping to keep our family safe at home.
Greater privacy – installing frosted or tinted replacement windows means you can see out but others cannot easily look in. This can provide greater privacy, safety and security for your home and your family.
If you have been looking for a low cost way to beautify your home, protect your family and achieve real cost savings, installing replacement windows may be just what you have been looking for. Replacing your old and inefficient windows with new energy efficient ones can save you a great deal of money, while at the same time making your home more livable, more secure and of course much more inviting.
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